Start moving! Whatever you decide to do will not happen until you take action. So what will you do today to move you towards your dreams? If you need help then get it. Remember that independence does not mean that you have to do it all by yourself it only means you have the choice of what you do.
So if you need help in managing your money, get it! If you need help with habits you have developed, get it! If you need help getting out of debt get it! Taking Control of Your Money workbook is a good resource to help you get started