Group Insurance & Other Benefits Services

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Employee Benefits Services - Group Insurance

Employers spend a high percentage of payrolls on Group insurance and employee benefits. Facing global competition today, employers are pressured to spend limited discretionary resources effectively. When it comes to employee benefits, it is even more critical that the dollars expended show a return on investment. Recruiting and retaining great employees are essential to any business's long term success.

Clients that hire Comprehensive Consulting Services retain an innovative and experienced team of benefit professionals.

Complimentary Benefits Review

We welcome the opportunity to provide you with a FREE CONSULTATION to review your current plans for possible enhancements, improvements, and potential cost savings.

To receive Your Free Employee Benefit Review Click Here and one of our Comprehensive Consulting representatives will contact you.

Group Insurance Employee Benefit Services Overview

GROUP INSURANCE SERVICES

    * Medical and Dental Insurance
    * Long and Short-Term Disability
    * Life Insurance (and AD&D)
    * Vision Insurance
    * Voluntary Benefits

Medical and Dental Insurance

Comprehensive Insurance Brokers works with companies large and small throughout the Bahamas offering our clients access to the best coverage at the most competitive cost.

    * Cost sharing arrangements
    * Tier rate analysis: Employee, Family, Employee +1
    * Multiple plan types and combinations   including traditional indemnity
    * Financing alternatives -fully insured,   self-funded, minimum premium, retrospective rating

Long and Short Term Disability

The likelihood of becoming disabled through illness or accident is greater than the likelihood of dying during one's working years. Therefore, having adequate disability coverage is critical to protecting employees and their families. During an employee's income-producing years, disability is more likely to threaten their long-term ability to earn money before reaching age 65 than premature death. Employers can offer good coverage for employees at reasonable cost.

Comprehensive can help you design coverage to meet your budget.

Life Insurance (and AD&D)

Group Life Insurance and Accidental Death & Dismemberment has been a staple in nearly every employer's benefit package. Too often it is purchased as part of a health care offering without careful consideration to cost and to benefits. Today's market is highly competitive and many carriers now specialize in these lines of coverage offering not only better price, but better contracts.

Working with Comprehensive assures our clients that they are getting the best the market has to offer.

Vision Insurance

While most medical policies offer some coverage for vision care, a specific insurance policy can fully round out the offering by providing coverage for eye glasses, contact lenses and more.

Voluntary Benefits

Many employee seek the opportunity to purchase additional life, disability and other coverages through work. Some employers overlook Voluntary Benefits because they don't see how a benefit can be offered where the employer does not participate in the cost. However, for many employees, the ability to pay through payroll deduction or receive group premium discounts or get limited underwriting are all benefits to them.

To receive Your Free Employee Benefit Review Click Here and one of our Comprehensive Consulting representatives will contact you.

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